If you would like further information on any of our past events, please feel free to contact our office at (858) 676-1000.

Diversifying your portfolio with Private Credit Investments (Manager Showcase)
Speaker: Bradley Allen

Rather than making directional bets on the movements of markets, Keystone targets contractual, predictable cash flows that are backed by valuable collateral and liquidate over a fixed period of time to generate returns for investors. Targeted investments in Keystone funds include corporate loans, mission critical equipment leases, consumer recievables, real estate backed loans and private energy. Keystone recently launched its Fund VIII, which is open to new investors to participate in a diversified portfolio of private credit investments. Please join us as Bradley Allen, Chief Financial Officer at Keystone,discusses:
  • Yield opportunities in private credit
  • How rates will affect corporate and real estate financing
  • The importance of collateral and contractual, self liquidating investments
  • The current opportunities of corporate loans, credit lines, equipment leasing and real estate loans
New Access to the Private Middle-Market Economy (Educational Roundtable)
Speaker: Tucker Twitmyer, Senior Vice President, & Ed Lewandowski, CFP, Vice President

In the current market environment, yields on many traditional income investments are at historic lows due to unprecedented retail demand and declining interest rates. Today, there is an opportunity to earn higher levels of income in less liquid alternative credit strategies. This roundtable will outline the potential investment opportunities for growth and market outperformance. 96% of U.S. companies are private - yet, many investors only invest in public equity markets. Please join us as Ed Lewandowski, CFP, Vice President, and Tucker Twitmyer, Senior Vice President, Private Equities, discuss:
  • Investing in mature, private, middle market companies
  • Access to an institutional-quality private company manager
  • Historically low investment minimums
Land Development and The Rise of Reno! (Manager Showcase)
Speaker: Gregory P. Lansing

The economy in Reno, Nevada, suffered greatly in the last recession and has been slow to rebound...initially. However, Reno's economy is now booming with an aggressive strategy to attract the likes of Tesla, Apple and Amazon - just to name a few - who are all building new facilities and relocating jobs to fuel Reno's growth. Greg Lansing and Kelly Burt, who each have more than 30 years experience in land development, have teamed up to participate in Reno's resurgence. Come join us for lunch as Greg Lansing, founder of Lansing Development discusses:
  • Why and how to invest in land
  • The factors driving Reno's recovery
  • The risks and rewards in a triple-net real estate investment compared to a land deal
  • Lansing's secret sauce to a successful land investment
Why is the Economy stuck in the Mud? (Manager Showcase)
Speaker: Len Templeton

Join our discussion with Len Templeton, President of Templeton Financial Services, an independent, fixed-income-only money manager, on this timely topic. We have seen that the Fed cannot completely control interest rates and is currently involved in a balancing act. The consequences of whether they succeed will greatly affect bond portfolios, real estate, and businesses. Based on his long experience of investing in bonds, Len will discuss:
  • Why is the economy stuck in the mud?
  • How can investors get higher yields in the current low yield environment?
  • Why tax rates are going higher.
  • What will the Fed do next?
The Changing Demographics of San Diego (Educational Roundtable)
Speaker: Alan Nevin

Alan, a local real estate economist and demographer, has served the development, investment, and legal community for more than 30 years. He will discuss the changing demographics of San Diego County and their impact on the real estate market. He will also share his economic forecast for 2016, along with his book released this summer "The Great Divide."

Please join us as Alan tells us about the next 25 years in the industrialized countries in the world along with:
  • How changing demographics have an amazing effect on the industrialized economics of the world
  • Who is going to win and who is going to loose
Best Kept Secret in Real Estate - Mobile Home Park Investing (Manager Showcase)
Speaker: Eric Siragusa

Mobile Home Parks, also referred to as Manufactured Housing Communities (MHC's), provide a solution to one of America's long-standing yet growing problems - the lack of affordable housing. There is a significant, and growing, demand for affordable housing, yet traditional site-built homes and apartments are unable to meet the need. Along with offering many Americans their only chance at the dream of home ownership, there are unique market and operational dynamics of MHC's that can provide strong investment advantages. MHC America, LLC (MHCA), formerly known as MHP Funds, is now estimated to have the 5th largest MHC portfolio in the country with over 20,000 lots. Please join us as one of MHCA's Principals, Eric Siragusa, talks to us about the MHC space including:
  • Update on the current MHC market and funds
  • MHC's as a solution tot he affordable housing crisis
  • The unique market and operational dynamics of MHC's
  • Advantages of investing in MHC's
Mastering the Middle Market Capital Shortage (Educational Roundtable)
Speakers: John Simmons & Mike Rovner

Ovation Partners ("Ovation") is an investment group that issues loans in the private credit specialty finance markets. They invest in niche markets where they believe the supply of capital is scarce and returns have low correlation to public markets. Ovation attempts to reduce risk through strong collateral positions and secure, contractual cash flows. Their loans include tax lien loans, municipal tax liens, first-lien loans backed by real estate, insurance-backed assets, non-performing debt, equipment leases, small business loans, and receivables.

Please join us as John and Mike discuss:
  • Are banks finally opening their wallets?
  • Is high yield debt poised for a rebound?
  • How diversifying into private debt can lower volatility and increase the yield of your portfolio
Has the Apartment Market Peaked? (Manager Showcase)
Speaker: Ken Levine

Founded in 1983, Asset Management Consultants, Inc. ("AMC") specializes in commercial real estate transaction with a current focus on growth and income in the multi-family sector. AMC and its investors have thrived during the recent apartment market surge due to their creative, customized financing structures and strategic partnerships with rehab specialists.

Please join us as Ken discusses:
  • Where are the current investment opportunities in the multi-family sector
  • How to mitigate risk, in case the economy and real estate markets falter
  • What factors and characteristics make a property attractive for acquisition
  • How to complete a successful, large-scale rehab project
Reflections on the Bataan Death March, From a San Diego Survivor (Educational Roundtable)
Speaker: Lester I. Tenney, PH.D.

One of our most popular roundtable speakers, Dr. Lester Tenney, a heroic survivor of the Bataan Death March is returning for our February 2016 Roundtable. Dr. Tenney, of Carlsbad, is a retired Professor Emeritus of Finance at Arizona State University. He will share his experience of enduring the infamous march and his 3 1/2 years as a prisoner of the Japanese.

Please join us as Dr. Tenney recounts:
  • Bataan: why so little is known about one of the worst military defeats in US History
  • How he survived the Bataan Death March and imprisonment
  • Little known facts about the war in the Pacific
  • Japan and America - Friends today
Alternative credit: Accessing income in today's low-yield environment (Manager Showcase)
Speaker: Ed Lewandowski, CFP

In the current market environment, yields on many traditional income investments are at historic lows due to unprecedented retail demand and declining interest rates. Today, there is an opportunity to earn higher levels of income in less liquid alternative credit strategies. This roundtable will outline the potential opportunities in credit investing, the current illiquidity premium available to long-term investors and considerations when evaluating a credit manager. Please join us as Ed Lewandowski, CFP, Vice President, will discuss and address accessing income in today's low-yield environment, including:
  • How the public can access private debt and equity securities
  • What is a Business Development Company (BDC) and what that means to investors
  • How you can gain access to the US energy renaissance
Best Kept Secret in Real Estate - Mobile Home Park Investing (Manager Showcase)
Speaker: Eric Siragusa

Mobile Home Parks have been considered to be one of the "Best Kept Secrets in Real Estate." Compared to other asset classes they offer high cash flow and value creation, coupled with reduced risk - yet they have often been overlooked by investors. MHP Funds, LLC and their affiliated companies have around the 6th largest mobile home park (MHP) portfolio in the country. Please join us as Eric Siragusa, a Principal at MHP Funds, LLC talks to us about the investment advantages of MHPs including:
  • Mobile Homes and Mobile Home Parks (MHPs) 101
  • The unique market and operational dynamics of MHPs
  • Affordable Housing Crisis & "Solutions"
  • Update on the current MHP market
Investment Opportunities in Apartment Buildings (Manager Showcase)
Speaker: Mike Green

Virtu Investments has strived, over a fifteen year history, to exploit opportunities in the apartment market. Virtu has acquired $1 billion in real estate and operated more than 85 properties and 12,000 apartment units across the United States. Cornerstone Wealth Management clients have invested with Virtu for over a dozen years. Since the great recession in 2008, Virtu launched two funds taking advantage of the unique opportunities presented by real estate's collapse. Now in 2015, as apartment complex values have returned to pre-peak levels in many areas, Virtu continues to look for the next opportunity to achieve solid risk-adjusted returns for investors. Please join us as Mike Green discusses:
  • Where are the current investment opportunities in the multi-family sector
  • What locations are favorable in current environment
  • How to add value to a multi-family apartment complex
  • What "Going Green" means to investors in multi-family
Market Insights - Is It Time To Exit The Stock Market? (Manager Showcase)
Speaker: Nathan Rhees

Alta Capital Management is a stock picker with a focus on growth. The Company was established in 1981 and has consistently out-performed its indices *(past performance is no indication of future results.) They manage assets for a growing number of prominent corporations, nonprofit organizations, families, and individuals. Please join us as Nathan Rhees, a Principal of Alta Capital Management, talks to us about the current state of the stock market, including:
  • Should I be investing in this environment?
  • Market drivers - why equities are still attractive
  • Alta's philosophy and approach to 'quality growth' investing?
  • Investment themes and ideas
Preparing Your Investment Portfolio for the Looming "Rate Hike" (Manager Showcase)
Speaker: John Earl

Whether the imminent Fed Funds Rate hike happens next month or not until December, having alternatives to traditional, interest rate-sensitive bonds will be critical in maintaining your investment portfolio value and purchasing power. Keystone focuses on private income-oriented credit investments that seek to avoid interest rate and commodity risk. They issue loans that are targeted to be non-correlated with one another and non-correlated to the stock and bond markets. Rather than trying to predict the direction of any market, Keystone seeks investments which possess contractual and predictable return profiles. They diversify their loan portfolio across the sub-sectors of equipment leasing, real estate loans, factored receivables, consumer finance, and corporate lending. Please join us as John Earl, Managing Partner at Keystone, discusses:
  • Yield opportunities in private credit
  • How rising rates will affect corporate and real estate financing
  • The importance of collateral and contractual, self liquidating investments
  • The current opportunities of corporate loans, credit lines, equipment leasing and reals estate loans
Is Fixed Income Investing Getting Too Aggressive? (Manager Showcase)
Speaker: Ken Kindberg & David T. Reilley

With interest rate hikes expected before year-end, bond managers are tasked with the difficult challenge of maintaining reasonable yields without increasing portfolio risk or losing principal. Ken and David live in the fixed income environment and will share their outlook and view of the risks in the fixed income market and how to address the modern market challenges. Their firm, Natixis Global Asset Management, includes more then 20 specialized investment firms in the Americas, Europe, and Asia. The firm ranks among the world's largest asset managers. Please join us as Ken and David discuss:
  • Economic Updates and their effects on the US Fixed Income Market
  • The outlook in a rising interest rate environment
  • How to position Fixed Income for the coming decade
The Power of Including Youth with Disabilities in the Workplace (Educational Roundtable)
Speaker: Torrie Dunlap

One billion people around the world have disabilities, yet people with disabilities are one of the most marginalized minority groups. Kids Included Together (KIT) is a San Diego-based charity with international reach. It helps organizations meaningfully include children of all abilities by providing best practices training. KIT currently provides training on inclusion in child care centers on 245 military installations around the world, and has special consultative status with the United Nations Economic and Social Council. Since its inception in 1997, KIT has done its important work in 45 states and 10 countries, and currently teaches over 20,000 people per year. Please join us as Torrie CEO of KIT, and parent Lisa Fisher discuss:
  • Stories of impact that may change how you think about disability
  • KIT's vision of a world where inclusion is the norm, not the exception
  • How a best practices model of inclusion changes individuals, organizations, and communities
Clarion Partners Lion Properties Fund (Manager Showcase)
Speaker: Chuck Harpster

Clarion Partners has offered investors Real Estate investments for 33 years across the United States. They have 274 employees (not counting administrative staff) and currently manage 1,032 properties totaling $36 billion in Assets Under Management. We have been investing in Clarion's Lion Property Fund. That fund has been investing for 13 years in "Core Commercial Assets" totaling more than $8 billion. These investments are in premium institutional real estate in primary markets across all commercial sectors in the U.S. Please join us as Chuck Harpster, Senior Vice President of Clarion Partners, discusses:
  • How to create liquidity in the illiquid asset class of private real estate.
  • How Clarion has been able to produce above bench mark returns through multiple market cycles (past performance is no indication of future results).
  • How Clarion provides Cornerstone clients access to the same institutional assets as the world's largest institutional investors - at the same price.
A Real Estate Investment Strategy for an Uncertain Market (Manager Showcase)
Speaker: Jay Rollins

Many Investors are very interested in the current state of the multifamily, residential or commercial real estate markets and where we can expect it to go from here. Since the real estate bubble burst, many investors have tried to capitalize on these opportunities. JCR Capital is a real estate finance company providing capital solutions to middle market sponsors. JCR provides bridge loans, preferred equity, mezzanine loans and equity financing for value added, opportunistic and distressed transactions. Since 1992, JCR's principals have invested in over 275 real estate transactions totaling approximately $1.8 billion in assets. Please join us as Jay Rollins, Managing Principal of JCR Capital, shares his investment philosophy on making money in all market environments including:
  • Macro market overview
  • Where are today's opportunities?
  • How to take advantage of these opportunities
  • JCR's current investment approach
Accessing income in today's low-yield environment (Manager Showcase)
Speaker: Ed Lewandowski, CFP

Ed Lewandowski is a Vice President with Franklin Square Capital Partners. In the current market environment, yields on many traditional income investments are at historic lows due to unprecedented retail demand and declining interest rates. Today, there is an opportunity to earn higher levels of income in less liquid alternative credit strategies. This roundtable will outline the potential opportunities in credit investing, the current illiquidity premium available to long-term investors and considerations when evaluating a credit manager. Please join us as Ed educates us on accessing income in today's low-yield environment, including:
  • How the public can access private debt and equity securities
  • What is a Business Development Company (BDC) and what that means to investors
  • How you can gain access to the US energy renaissance
Local and Global Economy & Real Estate Forecast (Educational Roundtable)
Speaker: Alan Nevin

Alan, a local real estate economist and demographer, has served the development, investment, and legal community for more than 30 years. He will discuss the changing demographics of San Diego County and their impact on the real estate market. He will also share his economic forecast for 2015, including:
  • The changing world situation and its effect on the U.S. economy
  • The outlook for 2015 in the nation and San Diego County
  • The pending housing crisis
  • Good news for property owners
Helping Shape America's Energy Future (Manager Showcase)
Speaker: Remco Obertop and Pam Breuckmann

Samson Capital Management is one of the biggest players in the MLP market. A Master Limited Partnership (MLP) is a publicly traded limited partnership that invests largely in the transportation of natural resources. The benefits, such as cash flow and special tax treatment, have historically been hard to access for individual investors. In recent years, access to MLPs through mutual funds and ETFs has increased.

Please join us as Remco and Pam educate us on ways to invest in MLPs. They will discuss topics such as:/div>
  • What are MLPs and how are they invested
  • Key drivers behind 2014 MLP performance
  • Where to invest in MLPs in 2015 and beyond
  • How are dropping oil prices affecting MPL's?
Reflections on the Bataan Death March, From a San Diego Survivor (Educational Roundtable)
Speaker: Dr. Lester Tenney

One of our most popular roundtable speakers, Dr. Lester Tenney a heroic survivor of the Bataan Death March, is returning for our August roundtable. Dr. Tenney, of Carlsbad, is a retired Professor Emeritus of Finance at Arizona State University. He will share his experience of enduring the infamous march, followed by 3 ½ years as a prisoner of the Japanese. Please join us as Dr. Tenney recounts:
  • Bataan: Why so little is known about one of the worst military defeats in US history
  • How Dr. Tenney survived the Bataan Death March and imprisonment
  • Little known facts about the war in the Pacific
  • Japan and America – friends today
California Residency - What You Need to Know Before you Go (Roundtable)
Speakers: Dina Segal, Esq.

People have long desired to live in California for its beautiful weather, rich agriculture, and immense business opportunities in a myriad of industries. But high taxes and regulatory challenges have left many wondering if it is time to move away. Please join us as Dina discusses the many considerations and questions people face when thinking about leaving California, including:
  • The many factors that determine California residency
  • What financial transactions may warrant abandoning California residency for tax savings
  • When you may still owe California taxes even after abandoning residency
Private Credit – A Fixed Income Alternative for a Low Rate Environment (Manager Showcase)
Speakers: John Earl

Volatility in the equity and fixed income markets has left many investors puzzled as to whether to pursue volatile equity or low-yielding fixed income as core holdings for investment portfolios. As interest rates have remained flat or normalize higher, traditional fixed income will likely struggle to generate attractive returns. The world's low growth outlook doesn't bode well for equity performance. As an alternative, Keystone's focus is on private, income-oriented private credit investments. Key attractive features include providing current income, contractual cash flows, and no direct exposure to changes in the interest rates. Keystone believes that better risk-adjusted returns and less volatility can be found in the private credit markets, as compared to the public bond and fixed income markets, whether or not interest rates continue to move higher.

This strategy is used by many of our clients and the Cornerstone Diversified Portfolio. Please join us as John Earl, Managing Partner, discusses:
  • Yield opportunities in private credit
  • The current opportunities of corporate loans, credit lines, equipment leasing and real estate loans
  • How rising rates will affect companies and real estate
  • The importance of collateral and contractual, self-liquidating investments
Market Insight - Is It Time To Exit The Stock Market? (Manager Showcase)
Speakers: Nathan Rhees

Alta Capital Management is a stock picker with a focus on growth. The Company was established in 1981 and has consistently out-performed its indices (past performance is no indication of future results). They manage assets for prominent corporations, nonprofit organizations, families, and individuals. Please join us as Nathan Rhees, a Principal at Alta Capital Management, talks to us about the current state of the stock market, including:
  • "All time highs" - should I invest now?
  • Market drivers - why equities are still attractive
  • Alta's philosophy and approach to 'quality growth' investing
  • Investment themes and ideas
Private real estate in a liquid format(Manager Showcase)
Speakers: Chuck Harpster

Clarion Partners, is a private partnership with over 30 years of institutional real estate investment experience and manages over $32 billion in core commercial real estate assets. Clarion's flagship product is the Lion Fund, an open-ended fund that invests in premium institutional quality real estate in primary markets across all commercial sectors in the U.S. This Fund has been in existence for 13 years and has provided long-term, above-benchmark performance while maintaining relatively low risk. But what makes the Lion Fund unique above its performance is the fact that the Fund offers quarterly liquidity to its investors, which is very rare in the private real estate world.

Please join us as Chuck Harpster of Clarion Partners presents their Lion Fund and discusses:
  • How Clarion creates liquidity in the illiquid asset class of private real estate
  • How Clarion has produced 11% annualized returns over the past decade (past performance is no indication of future results)
  • How Clarion provides Cornerstone clients access to the same institutional assets as Farmers Insurance, at the same low institutional prices
Marketing Timing – A Strategy to Capture the Upside and to Sidestep the Downside(Manager Showcase)
Speakers: David Armstrong

No one can predict the stock market. Good Harbor believes that the markets are mostly efficient. But they also believe it’s possible to know when conditions are favorable for making money - and when they are not. Good Harbor has designed their tactical management approach with this in mind. Achieving real returns, regardless of market conditions, is their investment goal. They attempt to capture most of the market’s good times by aligning with stocks during sustained bull markets, and miss most of the bad times in bear markets by moving to bonds.

The strategy is used by many of our clients and in the Cornerstone Diversified Portfolio. Please join us as David discusses:
  • How Good Harbor assesses the market's current state
  • What factors are most important in determining the market's direction
  • What strategies are best for managing exposure to equities or fixed income
  • What is the correlation between stocks and bonds in regards to interest rate movements
Bonds and Interest Rates: Making Sense of Today’s Interest Rate Environment(Manager Showcase)
Speakers: Len Templeton

Join our discussion with Len Templeton, President of Templeton Financial Services, and an independent, fixed-income-only money manager, on this timely topic. We have seen that the Fed cannot completely control interest rates. The Federal Reserve is currently involved in a balancing act that has never been tried before. The consequences of whether they succeed will greatly affect bond portfolios, real estate, and businesses. Based on his long experience of investing in bonds, Len will discuss:
  • Expectations for economic growth, inflation, and interest rates
  • Influence of geo-political risks on the bond markets
  • Structuring a bond portfolio in this interest rate environment
Has Retail Rebounded?(Manager Showcase)
Speakers: Travis King

Apartments and Single-Family Home prices have surged the past couple of years reaching pre-recession highs in some markets. But what about the Retail sector? How is the Retail real estate sector faring during this struggling recovery?

Brixton Capital L.P. is the opportunistic real estate investment vehicle of BruttenGlobal, the family office of local San Diegan real estate investor, Marc R. Brutten, and is the newest real estate manager on the Cornerstone investment platform. Brixton Capital opportunistically invests in Retail and middle-market real estate transactions.

Please join us as Travis King, CEO of Brixton Capital, shares his perspective on the current real estate market, including:
  • Why they invest up to 70% of their capital in Retail real estate
  • How they have achieved an annual internal rate of return of 77.4% since 1994
  • How they leverage their extensive network of relationships to identify mispriced and special situation real estate transactions
  • What investment opportunities they are seeking in the current real estate market
Investing in Multifamily Opportunities(Manager Showcase)
Speakers: Mike Green, Ritesh Patel & Duncan Hatch

Virtu Investments has striven, over a fifteen year history, to exploit opportunities in the apartment market. Virtu has acquired $1 billion in real estate and operated more than 85 properties and 12,000 apartment units across the United States. Cornerstone Wealth Management clients have invested with Virtu for over a dozen years. Since the great recession in 2008, Virtu launched two funds taking advantage of the unique opportunities presented by real estate’s collapse. Now in 2014, as apartment complex values have returned to pre-peak levels in many areas, Virtu continues to look for the next opportunity to achieve solid risk-adjusted returns for investors.

Please join us as Virtu’s managers present current opportunities in the real estate market, their return objectives, and current risks. Virtu will discuss why it believes the following target properties present the best current risk-adjusted returns in the multifamily space:
  • Properties smaller than $12 million purchase price
  • Broken condominium projects
  • Projects that allow for significant value-add and repositioning
  • Properties developed under the Low Income Housing Tax Credit Program
Philosophy on Making Money in All Market Environments(Manager Showcase)
Speakers: Jay Rollins

Many Investors are very interested in the current state of the multifamily, residential or commercial real estate markets and where we can expect them to go from here. Since the real estate bubble burst, many investors have tried to capitalize on these opportunities. JCR Capital is an alternative fund manager with over 40 years of experience providing debt, mezzanine debt, preferred equity and joint venture equity to middle market commercial real estate transactions. Since 1992, JCR's principals have invested in over 275 real estate transactions totaling approximately $1.8 billion in assets. Please join us as Jay Rollins, Managing Principal of JCR Capital, shares his investment philosophy on making money in all market environments including:
  • Macro market update
  • How JCR is investing today
  • The middle market real estate update (what you don't read in the Wall Street Journal)
  • JCR Fund III: investing for a yield and multiple, while protecting principal
Medicare in a New "Obamacare" Environment(Manager Showcase)
Speakers: Kevin Hansen

Your Medicare decisions can have a big impact on your finances. Understanding Medicare can be challenging, especially with recent regulatory changes that have spawned rumors and speculations. Please join us as Kevin Hansen, Director of Retirement Solutions at Principal Financial Group, details important and helpful information one should know about Medicare, including:
  • Key Medicare decisions
  • How much you’ll pay for specific services
  • The Medicare “doughnut hole”
  • Enrollment deadlines
  • Medicare Parts A, B, C, and D
Helping Shape America's Energy Future (Manager Showcase)
Speakers: Remco Obertop and Pam Breuckmann

A Master Limited Partnership (MLP) is a publicly traded limited partnership that invests largely in the transportation of natural resources. The benefits, such as cash flow and special tax treatment, have historically been hard to access for individual investors. In recent years, access to MLPs through mutual funds and ETFs has increased.

Please join us as Remco and Pam from Samson Capital Management, one of the biggest players in the MLP market, educate us on ways to invest in MLPs. They will discuss topics such as:
  • What are MLPs and how are they invested
  • Key drivers behind 2013 MLP performance
  • Where to invest in MLPs in 2014 and beyond
2014 Economy and Real Estate Market Forecast (Educational Roundtable)
Speaker: Alan Nevin

Alan, a local real estate economist and demographer, has served the development, investment, and legal community for more than 30 years. He will discuss the changing demographics of San Diego County and their impact on the real estate market. He will also share his economic forecast for 2014, including:
  • The demise of foreclosures and the end of "flipping"
  • The pending housing crisis
  • Good news for property owners
Reflections on the Bataan Death March, From a San Diego Survivor (Educational Roundtable)
Speaker: Dr. Lester Tenney

One of our most popular roundtable speakers, Dr. Lester Tenney a heroic survivor of the Bataan Death March, is returning for our August roundtable. Dr. Tenney, of Carlsbad, is a retired Professor Emeritus of Finance at Arizona State University. He will share his experience of enduring the infamous march, followed by 3 ½ years as a prisoner of the Japanese. Please join us as Dr. Tenney recounts:
  • Bataan: Why so little is known about one of the worst military defeats in US history
  • How Dr. Tenney survived the Bataan Death March and imprisonment
  • Little known facts about the war in the Pacific
  • Japan and America – friends today
Is the Sun Setting on the Fixed Income Investment Landscape? (Manager Showcase)
Speaker: Tim Haarmann

Federal Reserve Chairman Ben Bernanke’s announcement in May, that the Fed planned to exit its stimulus program, created a summer full of volatility and uncertainty in the fixed income markets. Rising interest rates have left many investors puzzled as to the role of fixed income in their portfolios. Due to the government shutdown and D.C. gridlock, the planned exit has been delayed and created further uncertainty for 2014. Although interest rates have decreased recently, investors are still concerned about the best way to position their portfolios. The volatility has not only affected fixed income, but other asset classes such as real estate, stocks, and commodities.

Loomis Sayles is a subsidiary of Natixis Global Asset Management, one of the largest asset management companies in world with more than 20 investment managers in the U.S, Europe, and Asia. Please join us as Tim Haarmann of Loomis Sayles discusses the current decisions investors must make about their fixed income portfolio, and how that decision affects other asset classes in a portfolio, including:
  • How clients can position to make money in a rising rate environment
  • The macro-economic outlook for 2014
  • The importance of having managers with flexible strategies
  • How to invest for the long-term when we only move from mini-crisis to mini-crisis in D.C.
Private Credit - A Fixed Income Alternative for a Rising Rate Environment (Manager Showcase)
Speaker: John Earl

The volatility in the fixed income markets as interest rates have risen has left many investors puzzled as to the role of fixed income in their portfolios. As interest rates continue to normalize higher, traditional fixed income will likely struggle to generate the positive returns to which investors are accustomed. As an alternative, Keystone’s focus is on private, fixed-income oriented investments. This includes providing current income, contractual cash flows, and strong downside protection. Keystone believes that better risk-adjusted returns and less volatility can be found in the private credit markets, as compared to the public bond and fixed income markets, if interest rates continue to move higher.

This strategy is used by many of our clients and in the Cornerstone Diversified Portfolio. Please join us as John discusses:
  • How to create strong downside protection in private credit
  • The current opportunities of corporate loans, credit lines, equipment leasing and real estate loans
  • How rising rates will affect companies
  • The importance of collateral and contractual, self-liquidating investments
Multifamily Opportunities (Manager Showcase)
Speaker: Mike Green

Virtu Investments has strived, over a fifteen year history, to exploit opportunities in the apartment market. Virtu has acquired $1 billion in real estate and operated more than 85 properties and 12,000 apartment units across the United States. Cornerstone Wealth Management clients have invested with Virtu for over a dozen years. Since the great recession in 2008, Virtu launched two funds taking advantage of the unique opportunities presented by real estate’s collapse. Now in 2013, as apartment complex values have returned to pre-peak levels in many areas, Virtu continues to look for the next opportunity to achieve solid risk-adjusted returns for investors.

Please join us as Virtu’s managers present current opportunities in the real estate market, their return objectives, and current risks. Virtu will discuss why it believes the following target properties present the best current risk-adjusted returns in the multifamily space:
  • Properties smaller than $12 million purchase price
  • Broken condominium projects
  • Projects that allow for significant value-add and repositioning
  • Properties developed under the Low Income Housing Tax Credit Program
Marketing Timing - A Strategy to Capture the Upside and Sidestep the Downside (Manager Showcase)
Speaker: David Armstrong

No one can predict the stock market. Good Harbor believes that the markets are mostly efficient. But they also believe it’s possible to know when conditions are favorable for making money and when they are not. Good Harbor has designed their tactical management approach with this in mind. Achieving real returns, regardless of market conditions, is their investment goal. They attempt to capture most of the market’s good times by aligning with stocks during sustained bull markets, and attempt to miss most of the bad times in bear markets by moving to bonds.

This strategy is used by many of our clients and in the Cornerstone Diversified Portfolio. Please join us as David discusses:
  • How Good Harbor assesses the market's current state
  • What factors are most important in determining the market's direction
  • What strategies are best for managing exposure to equities or fixed income
  • What is the correlation between stocks and bonds in regards to interest rate movements
Bonds and Interest Rates: Taking the Road Less Traveled Has Made All the Difference (Manager Showcase)
Speaker: Len Templeton

Join our discussion with Len Templeton, President of Templeton Financial Services, and an independent, fixed-income-only money manager, on this timely topic. Interest rates have risen dramatically in the last few months, resulting in negative performance for many bond portfolios. The Federal Reserve maintains it will not let rates rise too fast before the economy recovers. However, we have seen that the Fed cannot completely control interest rates. The Federal Reserve is currently involved in a balancing act that has never been tried before. The consequences of whether they succeed will greatly affect bond portfolios, real estate, and businesses. Based on his long experience of investing in bonds, Len will discuss:
  • Do Treasuries, Municipal, and Corporate Bonds react differently to rising rates?
  • What are options for preserving capital in the current environment?
  • How can active management find opportunities in an inefficient bond market?
  • Is California really financially better off than if was five years ago?
  • Are we still in a deflationary period or is inflation on the horizon?
Commercial Real Estate: The Last Distressed Owners on the Block? (Manager Showcase)
Speaker: Ben Nazarian

Many positive headlines have recently been published about the quickening real estate recovery, especially locally here in San Diego. However, the recovery is quite fragmented by geographic region and sector. While some areas may be just bottoming out, others have already recovered to pre-financial crisis highs. Office real estate has dramatically lagged other sectors since the recovery started taking shape and presents one of the current opportunities in real estate.

Omninet, a family office and real estate manager, has significant experience in acquiring income producing assets and land for development. Under its current strategy, it has acquired over 2.6 million square feet of office, retail, and multifamily properties, while targeting +10% annual cash flow to investors. The Cornerstone Diversified Portfolio and also many Cornerstone clients are currently invested in the Omninet Real Estate Fund 2012, LP which focuses on office real estate.


Please join us as Ben Nazarian, Managing Partner at Omninet, gives an update of the fund’s properties and future acquisitions as well as his perspective on the current real estate market, including:

  • The geographic markets in which there are still opportunities
  • The importance of managing cash flow and a property’s income statement
  • The effects rising rates will have on acquisitions and operating cash flow
  • How much longer the window of opportunity will exist for opportunistic buyers
Secrets to Negotiating Real Estate Leases and Purchases (Educational Roundtable)
Speaker: Glenn Arnold

Whether you are negotiating a new lease, considering buying a property for your business, or even for your own personal residence, the financial consequences of that decision last for many years. It often seems that people learn something later and then say to themselves, “I wish I had known that!” Cassidy Turley, a nationwide real estate firm, provides real estate services including financial advisory, leasing, tenant representation, and property management. Glenn Arnold has spent many years negotiating real estate deals and leases from both sides of the contract. Please join us as he shares the best practices and secrets he’s learned to help protect your interests and how to achieve your best outcome, including:
  • The difference between a good-looking bad building and a bad-looking good building
  • Critical language to include in any lease or contract
  • How to determine whether purchasing or leasing a property for your company is best
  • How to create the most flexibility to protect your interests for the long-term
The Great Disconnect: The Opportunity of Cash Flow Commercial Real Estate (Manager Showcase)
Speaker: Jay Rollins

Many investors think of real estate as one asset class, but the performance of multifamily, residential, or commercial real estate can vary greatly. Since the real estate bubble burst, these differences have created windows of opportunities for investors. JCR Capital, which has invested in over 275 real estate transactions totaling approximately $1.8 billion in assets since 1992, continues to look at exploiting opportunities in real estate through different types of debt, mezzanine loans, and equity. JCR continues to review 50-80 deals every month as credit is still hard to access. Please join us as Jay shares his investment philosophy on how to take advantage of opportunities in 2013, including:
  • When debt or equity is the better investment in today’s real estate market
  • Why stabilized cash flow has become so valuable
  • How the housing recovery will affect the window of opportunity for real estate
  • Why deals should have limited terms of 24-36 months
  • Why JCR Capital is encouraging sponsors to sell stabilized assets in 2013
Alpha Titans: Sourcing Alpha and Managing Risk (Manager Showcase)
Speaker: Tim McCormack

As the U.S. stock market has reached all-time highs, many investors are faced with a difficult decision. If the investor has missed out on the four-year rally, too fearful after the financial collapse, the investor is asking if it’s too late to start investing now. If the investor did invest and participated in the rally, they are asking if now is the time to be defensive. Tim McCormick, CIO at Alpha Titans, believes every investment involves two risks: 1) a people bet, and 2) an investment strategy bet. Any superior investment strategy must incorporate a superior people bet and superior investment strategy bet. Please join us as Tim discusses his investment strategy to capture higher returns while lowering risk, including:
  • How investment managers become “Alpha Titans”
  • The importance of specialization and technology for investment managers
  • The difference between market-based investments and skill-based investments
  • When portfolio transparency is most important
  • How Alpha Titans historically outperformed its peers without taking on additional risk. (Past performance is no indication of future results.)
Maximizing Your Social Security Benefits (Educational Roundtable)
Speaker: Kevin Hansen

Social Security can be a critical component of retirement – and one that can be overwhelming and potentially costly if you are uninformed. Of individuals receiving retirement benefits, 74% of those individuals are collecting a reduced amount. An essential question that is frequently asked is, “When should I start to take social security?” Please join us as Mr. Hansen details the important information one should know in order to make the best decision, including:
  • Determining your benefits
  • Understanding your options
  • Maximizing your benefit
  • Taking the first steps in the process
Ten Ways to Bolster the Economy (Educational Roundtable)
Speaker: Alan Nevin

The economy continues to recover slower than anyone desires. However, as the recovery gains momentum, the pace of recovery is varying greatly by geographic region.

Alan Nevin, a local real estate economist and demographer, has served the development, investment, and legal community for more than 30 years. Mr. Nevin will discuss the changing demographics of San Diego County and their impact on the real estate market. He will also discuss ten ways in which he believes the country can quickly get moving in the right direction. Please join us as Mr. Nevin presents his economic forecast for 2013 including:
  • The outlook for the local San Diego economy
  • The current trends for the local housing and commercial real estate markets
  • Projections on where interest rates go from here
Investing in America's Energy Independence (Manager Showcase)
Speaker: Ed Russell

At a time when it’s difficult to find industries that are creating new jobs with good wages, the energy development boom in the U.S. is one area that’s fueling growth. The desire for American energy independence continues to grow. Major finds and the use of advanced technologies to tap into reserves that were once unattainable are quickening the pace of independence that few had predicted just a few years ago. The breadth of the energy industry has created multiple investment opportunities now and for the future. Tortoise Capital Advisors invests in energy infrastructure assets that transport, store, gather and/ or process energy commodities.

Please join us as Ed Russell, Director at Tortoise Capital Advisors, shares his insights on the coming energy boom and the investment opportunities it presents including:
  • How can you participate in the infrastructure growth that will be required for energy independence?
  • What are the other industries that will be able to capitalize on the energy boom?
  • How will renewable energy resources be affected by the large oil and gas reserves now found in the U.S.?
  • Do the large reserves of oil and gas in the U.S. really make us independent from foreign sources of energy?
  • What are the political and regulatory risks on the horizon for the industry?
Presenting for Impact: Creating Presentations that Persuade Audiences and Generate Business (Educational Roundtable)
Speaker: Diane West, President & Co-founder of 2Connect

33 million business presentations are delivered every business day. Most miss the mark. Whether presenting in a business setting or to a prospective client, how do you ensure your message is not only heard, but acted upon?

This session focuses on packaging a message so that it engages and motivates audiences. Diane West, president of 2Connect, will facilitate this hands-on and interactive session. Techniques shared are based on data 2Connect has collected from thousands of audience members:
  • What works, and what doesn’t, in business presentations
  • How to tell an engaging and compelling story
  • Why brevity and simplicity are essential
  • Ways to identify and cut fluff
  • Why a typical PowerPoint® doesn’t sell
Participants will leave this session with:
  • A fool-proof method for delivering a compelling story to any audience
  • Specific strategies that reveal how brevity increases listener value
  • Guidelines on when and how to incorporate visual aids for maximum impact
Is the Age of Inflation About to Begin? (Manager Showcase)
Speaker: Cort Escherich, CAIA

Cort is an account manager for PIMCO, which manages the largest bond funds in the world. Bill Gross, PIMCO CEO, has been outspoken about the U.S. government’s policies and believes the debt problem needs to be addressed immediately. He maintains that the U.S. is the “cleanest dirty shirt” in the closet. In Bill Gross’ latest newsletter, he stated, “I don’t believe in the imminent demise of the U.S. economy… But I’m afraid for them.” Please join us as Cort share’s PIMCO’s perspective on what opportunities and risks exist in today’s capital markets. Specifically:
  • Should investors expect lower returns from stocks and bonds?
  • Does the U.S. or Europe have greater problems?
  • Even if resolved, will the fiscal cliff start a recession in the U.S.?
  • Will the global coordination to solve these problems increase the likelihood of inflation sooner?
  • Which assets should be in your portfolio when inflation reappears?
San Diego's Treasurer--Tax Collector Speaks on Property Taxes and the Housing Market (Educational Roundtable)
Speaker: Dan McAllister

San Diego County Treasurer-Tax Collector, Dan McAllister, is not only responsible for the collection of more than $4.5 billion in property taxes each year. In addition, his office manages the investment of nearly $7.3 billion in the County’s Investment Pool, ensuring that these funds are wisely invested and safeguarded for entities such as the school districts and cities in the County.

Please join us on October 16 as Mr. McAllister leads a discussion of:

  • What is San Diego’s current economic outlook?
  • How does the current housing market look?
  • What is the property tax amount collected to date and what does it mean to your community?
  • How does not paying your property taxes affect our local economy?
  • Where do your property tax dollars go?
Investing in a World of Changing Trends: Active, Passive, or Tactical (Manager Showcase)
Speaker: Jay Krieger

The investment landscape has shifted in several ways over the last few years. These changes have occurred as investors have shifted from active management to passive investments, and traders have become more tactical over short time horizons. These trends have made it harder to compare managers’ performance and even strategies over longer time periods.

Jay Krieger, Portfolio Manager at Fundamental, LP, has managed a value-centric and opportunistic long/short equity fund of funds since 1999. The Fund’s sub-advisors rigorously apply a value discipline of stock selection to domestic and international equities and credit. Since several Cornerstone clients and the Cornerstone Diversified Portfolio, LP are invested in Fundamental, LP, please join us as Jay discusses the following topics and what these trends mean for investors:

  • Is searching for lower fees the best way to invest?
  • We know there are traders, but are there any investors left in the market?
  • What opportunities does the shift from active to passive and from equities to credit create?
  • How can I lower volatility when the markets are changing from risk-on and risk-off so often?
Reflections on the Bataan Death March, From a San Diego Survivor (Educational Roundtable)
Speaker: Dr. Les Tenney

One of our most popular roundtable speakers, Dr. Lester Tenney a heroic survivor of the Bataan Death March, is returning for our August roundtable. Dr. Tenney, of Carlsbad, is a retired Professor Emeritus of Finance at Arizona State University. He will share his experience of enduring the infamous march, followed by 3 ½ years as a prisoner of the Japanese. Please join us as Dr. Tenney recounts:
  • Bataan: Why so little is known about one of the worst military defeats in US history
  • How Dr. Tenney survived the Bataan Death March and imprisonment
  • Little known facts about the war in the Pacific
  • Japan and America – friends today

Dr. Tenney has been awarded many military decorations for valor while serving in the Philippine Islands and on Bataan during WWII. His photograph and excerpts from his book are on display at the Smithsonian Museum. Dr. Tenney is a past National Commander of the American Defenders of Bataan and Corregidor.


Bonds: A Safe Haven or a Bubble about to Burst?
(Manager Showcase)
Speaker: Len Templeton

Join our discussion with Len Templeton, President of Templeton Financial Services and an independent, fixed-income-only money manager, on this timely topic. Turmoil continues to increase in Europe as the U.S. heads for its own “fiscal cliff” at the end of this year with tax cuts set to expire and spending cuts to begin. As markets continue to move from risk-on to risk-off more frequently, investors continue to look for safe-havens as well as opportunities to increase returns. Based on his long experience of investing in bonds, Len will discuss:
  • How the European debt crisis has affected the municipal debt market in the U.S.
  • What would have happened to municipal debt if the Wisconsin governor had been recalled, and what it would have meant for California.
  • How long will the Federal Reserve’s low-rate environment policy really last.
  • How active management can find opportunities in an inefficient bond market.
Market Timing – A Strategy to Capture the Upside and to Sidestep the Downside (Manager Showcase)
Speaker: Marcus Franklin, Partner at Good Harbor Financial, LLC

No one can predict with certainty the stock market. Good Harbor believes that the markets are mostly efficient. But, they also believe it is possible to know when conditions are favorable for making money - and when they are not. Good Harbor has designed their tactical management approach with this firmly in mind. Achieving real returns, regardless of the market conditions, has always been their investment goal. Their tactical strategy attempts to capture most of the market’s good times by aligning with stocks during sustained bull markets, and miss most of the bad times in bear markets by moving to bonds.

As this strategy is used by many of our clients and in the Cornerstone Diversified Portfolio, please join us as Marcus Franklin, Partner at Good Harbor, discusses their strategy, including:
  • How Good Harbor assesses the market’s current state?
  • What are the most important factors in determining the market’s direction?
  • How they determine the strategy’s exposure to equities or fixed income?
  • Why ETFs are used in their portfolios instead of individual stocks?
From Start-up to Launching the World's First Elliptical Bike: A San Diego Success Story (Manager Showcase)
Speaker: Bryan Pate

In today's dynamic and competitive market, creating an entirely new brand category is rare. Yet that's exactly what Bryan Pate, co-founder of ElliptiGO, did in in 2010. An avid athlete, Bryan identified the need to combine the mobility of a bicycle with the advantages of an elliptical machine. The sport of elliptical biking was born.

Join us as Bryan discusses how his San Diego-based company got its start and some of the things he’s learned over the past seven years of building ElliptiGO. Bryan will focus on:
  • The history and future of ElliptiGO
  • The roles of luck and tenacity in building a company
  • What leadership means in a start-up environment
Time Management for the Entrepreneur (and Other Self-Directed Professionals) (Manager Showcase)
Speaker: Jim Tenuto

If you control your own time, (and even if you don’t), this is an opportunity to improve your time management skills. How well you manage time has a direct impact on your quality of life, work productivity, and personal wellbeing. Join us as Jim Tenuto, CEO of Renaissance Executive Forums, shares helpful insights about time management. From his training at the United States Naval Academy to his successful coaching and mentoring of successful entrepreneurs, Jim is a proven time manager. He will lead us in a discussion about how to:
  • Work on, rather than in, your business
  • Do more of what brings real value to you and your business
  • Focus on Effectiveness, not Efficiency
  • Learn how to disconnect from the super-connected world
  • First, reclaim your weekends…then learn how to get back your life
Real Estate Opportunities (While the Housing Market Heals): Multi-Family Housing (Manager Showcase)
Speaker: Mike Green & Ritesh Patel

As the single-family housing market continues to struggle, multi-family housing has benefited due to increased demand and decreased supply. Although still below recent peak levels, apartment complexes have continued to strengthen since 2010. Virtu has managed over 25 apartment complexes for Cornerstone’s clients during the last 12 years. It will present on the current and future opportunities in this real estate sector. Last year, Virtu launched the Multi-family Opportunity Fund, in which many of our clients and the Cornerstone Diversified Portfolio, LP invested. The presentation will focus on:
  • Key macro-economic trends impacting the apartment market
  • Why investing in apartment properties could be a valuable move in this economic market
  • Cities and regions most likely to offer the best risk-adjusted returns
  • Potentially lucrative exit strategies, given current financing options
  • An update and outlook on current properties in the Fund
Precious Metals and Gold: Safe-Haven or Speculation (Educational Roundtable)
Speaker: Chris L. Meacham, CPA

Gold has continued to rise in price for 10 straight years. While there remains a widespread obsession with gold in the investing world, deep analysis into the price of gold remains scarce. Many believe that gold is not an investment, but is money. The bullish argument often consists of simple points such as currencies are being debased all around the world so gold will go even higher. But is it that simple? Please join us as Chris Meacham, CEO of Cornerstone Wealth Management, LLC, discusses gold and the precious metals asset class and offers insights into the following:
  • What factors drive the price of gold up and down?
  • What risks does gold protect against and add to a portfolio?
  • Which is the right investment method for your objective, stocks, ETFs, or gold bullion?
  • How does an investor determine the right allocation percentage for a portfolio?
  • What other precious metals should also be in a portfolio?
Reading People: How to Understand People and Predict Their Behavior (Educational Roundtable)
Speaker: Wendy L. Patrick

How well can you read people? What difference would it make if you could gauge others better, both in business and social settings?

Join us as Wendy L. Patrick, a Deputy District Attorney in the Sex Crimes and Stalking Division of the Office of the District Attorney, leads us in this fascinating discussion. She co-authored the revised version of the New York Times bestseller, Reading People (Random House 2008).a>

Among the insights you will gain are how to:
  • "Read" anyone by perceiving each of their "Seven Colors"
  • Design methods of interaction based on your analysis of personalities and needs
  • Perceive subtle clues about personality and behavior
  • Maximize effectiveness by gauging the important traits and needs of your audience
  • Recognize the power of stereotypes and learn how to resist their influence
Scaling Mount Everest: Triumphs, Tragedies, and Lessons Learned (Educational Roundtable)
Speaker: Ian Woodall

British mountain climber Ian Woodall (born 1956) is among the select few who have climbed Mount Everest by both its south and north sides. His climbing party was one of several others trapped at 24,000 feet in the infamous spring storm of 1996, made famous in the best-selling novel, Into Thin Air.

Now, using the power of emotional storytelling, Ian brings the triumphs and tragedies of climbing Mount Everest to Cornerstone’s November Roundtable. He will share with us:
  • Insights gained on the mountain
  • Principles of personal inspiration
  • Practical leadership during a crisis
  • Overcoming trauma and tragedy to start anew
How Global Problems and Solutions Affect Your Portfolio (Manager Showcase)
Speaker: Kevin Winters

Kevin is a senior vice president and account manager for PIMCO, which manages the largest bond fund in the world. Bill Gross, PIMCO CEO, has been outspoken about the U.S. government’s policies and believes the debt problem needs to be addressed immediately. He made headlines earlier this year when he decided to slash U.S. Treasuries from his largest fund. Please join us as Kevin shares PIMCO’s perspective on what opportunities and risks exist in today’s capital markets. Specifically,
  • Does the U.S. or Europe have greater problems?
  • How does a small country like Greece create such a global problem?
  • How does the global coordination to solve these problems affect the U.S. economy?
  • Is the double-dip the start of another recession?
  • Will the U.S. government implement more stimulus programs?
The Venture Capital Industry: From 2010 and Beyond (Manager Showcase)
Speaker: Terry Moore

What is the state of the Venture Capital industry? Is San Diego’s VC community stagnant, recovering, or percolating below the radar? Please join our monthly round table on Tuesday, July 19th, led by Terry Moore, MBA, founder and Managing Partner of Moore Venture Partners LP, as he discusses:
  • VC Industry Highlights of 2010
  • Today’s Trends: Where is VC Money Going?
  • Liquidity and the Exit Environment
  • San Diego - Planning for Success
  • Where Are We Headed In the Future?
As a leader in the Venture Capital community, including founder and Chairman of The VC Roundtable, and founder and former Executive Director of the Morrison & Foerster Venture Network, Mr. Moore will provide an informed and up-to-date perspective on a dynamic industry.

Reflections on the Bataan Death March, From a San Diego Survivor
(Educational Roundtable)
Speaker: Dr. Lester Tenney

As July 4th approaches, Cornerstone is focusing its June roundtable on the history and heroics of Bataan Death March survivor, Dr. Lester Tenney, of Carlsbad. The retired Professor Emeritus of Finance at Arizona State University will share his story of the infamous march and his 3 ½ years as a prisoner of the Japanese. Please join us as Dr. Tenney recounts:
  • Bataan: Why so little is known about one of the worst military defeats in US history
  • How Dr. Tenney survived the Bataan Death March and imprisonment
  • Little known facts about the war in the Pacific
  • Japan and America – friends today
Dr. Tenney has been awarded many military decorations for valor while serving in the Philippine Islands and on Bataan during WWII. His photograph and excerpts from his book are on display at the Smithsonian Institute. Dr. Tenney is a past National Commander of the American Defenders of Bataan and Corregidor.

Bank Loans: Who Gets One? Who Doesn’t? And Why?
(Educational Roundtable)
Speaker: Stephen Friedman

What do baseball players, sumo wrestlers, and cliff divers have to do with qualifying for a loan? Come learn the answer at our next Educational Roundtable.

Stephen Friedman, Senior Vice President for Regents Bank, has been a business owner, operator, CFO, and corporate banker. Given his broad perspective, Stephen is especially adept at demystifying what it takes to obtain bank credit. The new Dodd-Frank Wall Street Reform and Consumer Act has changed the way banks make money. It’s import to understand how the process has changed and how it affects business loans. Please join us as Stephen explains:
  • How to create a cooperative relationship with your banker
  • What you need to disclose and don’t need to disclose
  • How banks value cash flow and collateral
  • Which ratios and metrics banks focus on
Real Estate Update: Still Down or on the Rebound? (Manager Showcase)
Speakers: James Breitenstein, Sean Masterson, and Tony Rosenthal

James first presented last spring about the Landsmith Appreciation Fund, which was designed to capitalize on the housing downturn by acquiring finished residential lots in "broken" subdivisions. Over the last 18 months, James and his team have acquired hundreds of lots in California, Arizona and Nevada. Many of our clients are invested in this fund. James and Tony, based on their extensive experience in land development and home building, will share their perspectives on the current and future outlook of the Appreciation Fund, as well as real estate in California, including:
  • How the Landsmith Appreciation Fund is performing and when they expect to start selling properties
  • Why home builders have been buying land and when they will begin to build again
  • Why residential housing and land prices may rebound at different times
  • Why location is even more important today and is creating new opportunities in different cities
Oh What a Relief... It is? Demystifying the 2010 Tax Relief Act (Educational Roundtable)
Speaker: Eric Weitzen, Esq.

As Newton observed, every action has a reaction. In 2010 Congress finally acted and passed new estate tax laws, which will only be in effect for the next two years. So what's your reaction? Will you update your current estate plan and make changes according to the extensions in place? Or are you still uncertain and waiting to see what happens in two years?

Please join us as estate planning attorney Eric Weitzen leads a discussion of the 2010 Tax Relief Act. Key topics will include:
  • Who needs to react and who can wait?
  • How can you take advantage of the new lifetime gift exemption of $5,000,000?
  • Why waiting before the end of next year could cost you and your heirs as much as $4,000,000
Putting the Pedal to the Metal: ElliptiGo Discusses Rapid Expansion at MIT Enterprise Forum (Manager Showcase)
Speaker: Bryan Pate

ElliptiGO is planning for rapid expansion. In fact, it’s practically being pulled into it by interested retailers and running enthusiasts from all over the world. Since February 2010, ElliptiGO has gone from the sale of one elliptical bike in San Diego to selling nationwide in July, and expanding sale internationally. It has distributors established in Canada and Australia, and a British subsidiary selling bikes into the European Union. The challenges of managing rapid expansion are many, and for ElliptiGO include transitioning from primarily selling online to primarily selling through retailers.

ElliptiGO has developed a fitness device that provides a low-impact outdoor running-like experience. Its initial target market is former runners who can no longer handle the impact of running, but who are willing to pay for the experience of running again.

The founders behind ElliptiGO spent a long time developing a low-impact propulsion mechanism that would emulate running while efficiently propelling a two-wheel vehicle. ElliptiGO is the only company currently making a two- wheeled device that emulates the running experience. ElliptiGO's technology is the subject of four issued patents and 13 pending patent applications. Please visit their website at www.elliptiGO.com to view pictures of the ElliptiGO.

Master Limited Partnerships (MLPs) - Tax Advantaged Income Generation (Manager Showcase)
Speakers: Jim Ferrell, Remco Obertop and Pam Breuckmann

With tax increases appearing imminent, come learn about the extremely unique benefits of Tax-Advantaged Income and Growth offered by investing in Master Limited Partnerships (MLPs). We are excited to have Jim Ferrell, owner of Ferrellgas and pioneer in the energy sector, present with Samson Capital Management, on the rare benefits of these energy infrastructure investments.

A MLP is a publicly traded limited partnership. The benefits, such as special tax treatment and current income, have historically been hard to access for individual investors. In recent years, MLPs have garnered many headlines as investors have searched for yield, and as access to MLPs has increased through new mutual funds and ETFs. Jim Ferrell, founder of Samson Capital Management in 2009, has worked in the natural gas industry for 45 years as Chairman and CEO of Ferrellgas. From a single location in Kansas, Ferrellgas has grown to the second-largest US propane retailer. In 1994, Ferrellgas became one of the first natural gas companies publically traded on the NYSE as a MLP. Samson Capital Management specializes in managing MLP portfolios for individual investors through separate accounts. Please join us as Jim Ferrell, Remco Obertop and Pam Breuckmann educate participants on Samson Capital and how they invest in MLPs. They will discuss topics such as:
  • How MLPs differ from other investments
  • Who should invest in MLPs and why
  • The key benefits of MLPs: income generation, liquidity, and transparency
  • How US infrastructure expansion and energy policy will affect the future returns of MLPs
Enhancing Your Boardroom Skills in 2011 (Educational Roundtable)
Speaker: Douglas B. Gordon

Douglas Gordon is a graduate of Harvard University and The University of Texas Law School. He has been interviewed by The Wall Street Journal, CBS and NBC on coroprate governance matters. Whether serving on a corporate board or a non-profit board of directors, each of us can benefit by improving our leadership skills in the New Year. Cornerstone is launching its 2011 Round Table series with an inspiring and educational presentation, “12 Boardroom Tips from the Film Classic, ‘12 Angry Men.’” Led by corporate governance attorney and veteran public speaker, Douglas B. Gordon, this discussion exemplifies Thomas Jefferson’s belief that “One man with courage is a majority.” Clips from the film, starring Henry Fonda, will demonstrate practical applications such as:
  • Three courageous words that stop intimidation
  • How the Chair should use praise
  • Why turncoats should be admired
  • How the Chair should handle “side-bar” conversations
Why Apartments and Why Now? (Manager Showcase)
Speaker: Michael R. Green

With the widespread erosion in commercial property values, Virtu sees a historic opportunity to acquire apartments with the objective of generating strong cash flows and significant appreciation. Please join us as Michael Green discusses the following topics: How the key macro-economic trends of supply-and-demand, demographic shifts, and “net job creation” in many markets are impacting the apartment markets.
  • How these economic trends are lowering the risk and increasing the reward for apartment building investors.
  • How the best risk adjusted returns will likely be found in the less competitive markets and product types and as well as by capitalizing on mismanaged asstes and broken business plans.
  • Why the acquisition market has improved due to reduced operating incomes, properties selling below replacement cost, and banks' willingness to clear balance sheets.
Fixed Income in a Not So Fixed Market (Manager Showcase)
Speaker: Kevin Winters, CFP, CIMA

Kevin is a senior vice president and account manager for Pacific Investment Management Company (PIMCO), the manager of the largest bond fund in the world. Kevin will share his perspective from the arena of fixed income. As the markets continue to be polarized around whether the market is headed toward a double dip or a rally, join us as Kevin highlights PIMCO's outlook for the economy and discusses:
  • How much can the Federal Reserve really control deflation or inflation?
  • Are the best fixed income investments U.S. or International bonds?
  • What are the implications of sustained high unemployment and little private borrowing to fixed income investments?
  • Will the economy's increasing debt load to its balance sheet cheat a slow growth trajectory?
  • What factors will determine if the debt bubble is fact or fiction?
Common Sense Selling (Educational Roundtable)
Speaker: John Schumann

John is a partner in the Whetstone Group, is a well-known speaker, and the co-author of two books, The Monday Morning Sales Coach and Common Sense Selling. If you are in business and need to “sell” without “selling” or being perceived as the salesperson, this is the course for you.

In this roundtable, John will discuss selling and persuasion skills for the "non-selling" professional. It is designed for bankers, CPA’s, attorneys, advisors, and anyone who works with clients. John will also share sales anecdotes from his real life experience with major corporations and corporate boards. What you will learn:
  • How to leave a lasting impression in the first 20 minutes
  • How to build value and differentiate yourself from competition while increasing your fees
  • How to eliminate the “premature presentation,” diagnose problems, and position solutions
  • How not to look like a salesperson
Don’t Wait to Buy Land, Buy Land and Wait (Manager Showcase)
Speaker: Andrew H. Martin

Ongoing turmoil in the real estate markets and among financial institutions continues to present unprecedented opportunities for savvy investors. ARCUS Private Capital Solutions, LLC, a private company with expertise in real estate equity investments, is capitalizing on this environment. Many of Cornerstone's clients are invested with ARCUS. ARCUS's current funds focus on distressed real estate and real estate notes. Please join us as Andrew, principal of ARCUS Capital, shares his insights on:
  • Today’s real estate market
  • The window of opportunity for ARCUS’s current investments
  • How ARCUS identifies future opportunities
  • An update on the ARCUS real estate equity funds
Investing in Global Energy Markets: Exploration and Opportunity (Manager Showcase)
Speaker: William J. Buechler

Bill is President of Buechler Capital Asset Management, LLC. He is also general partner of the Kiwi-Pacific, LP, which focuses on energy related investments in Australasia, a region consisting of Australia, New Zealand, New Guinea, and neighboring Pacific islands. The fund is an underlying investment in Capstone Partners, LP, a fund of funds in which many of our clients are invested. As oil exploration has been front page news with the recent Gulf disaster, Bill will share his current perspective on the global energy markets. He will also explore the investment opportunities found in the growing energy and natural resources markets of Australasia, including:
  • The political, economic, and global consequences of the BP spill on gas and oil exploration
  • How the Sovereign Debt Crisis makes Australasia more attractive to US investors
  • Why the following geographic areas offer attractive investment opportunities:
    • Australia: The Asia-Pacific leader for natural gas?
    • New Zealand: Floating on a sea of oil?
    • Singapore: The “Houston of the East”?
Will California Munis Get Scorched by a “Greece” Fire? (Manager Showcase)
Speaker: Len Templeton

Join our discussion with Len Templeton, President of Templeton Financial Services and an independent, fixed-income-only money manager, on this timely topic. Based on his long experience of investing in bonds, Len will discuss:
  • How California and Muni's will be affected by the federal deficit and predicted higher taxes
  • What lessons we can learn from the Vallejo, California, municipal bankruptcy in 2008
  • California's budget and whether its munis are safe
  • Fixed income strategies for investing in California bonds in today's market
IRA Conversions: Till Death Do Us Part (Educational Roundtable)
Speaker: Chris L. Meacham, CPA, PFS

During Chris’ presentation he will address powerful strategies relating to IRA conversions that, when implemented correctly, could significantly enhance the value of your estate. Additionally, he will explain in simple terms the complex issues surrounding this 2010 hot topic so you walk away with answers to the following questions:
  • Should I consider an IRA conversion?
  • If I am a candidate, do I convert all of it or just a part of it?
  • If I do convert, what is the best investment strategy for a Roth IRA?
  • What is the impact of my conversion on my heirs?
Why “Broken Subdivisions” Will Be Fixed First in a Market Turnaround (Manager Showcase)
Speaker: James Breitenstein and Sean Masterson

Landsmith, LLC, is currently acquiring finished residential lots in California. Based on their broad experience in land development and home building, they will discuss the current and future outlook for real estate in California including:
  • Why buying “broken” subdivisions has exceptional potential for return on investment
  • How the real estate crash has changed strategies used by developers and how Landsmith is taking advantage of those changes
  • What a turn around in the real estate market will look like
  • How the downturn will affect the major players in the industry (developers, builders and the buyers) going forward
How to Generate Income in a Flat Market (Educational Roundtable)
Speaker: Gary Stringer

We are pleased to welcome Gary, co-founder of Ironwood Asset Management, LLC, who will present How to Generate Income in a Flat Market. Based on his experience in managing fixed income portfolios for governments, high net worth and institutional clients, he will discuss:
  • Taking advantage of volatility through option strategies
  • Using options to generate income and protect against losses
  • Understanding how implied volatility and future volatility affect traders
  • Utilizing income to enhance yield
The Journey from Private to Public (Manager Showcase)
Speaker: A.J. Kazimi

A.J. is the Founder, Chairman and CEO of Cumberland Pharmaceuticals. Many of Cornerstone’s clients began investing in Cumberland in 2001 when it was a start up private equity company. The investment was extremely successful; Cumberland went public in August of 2009.

Before Cumberland, A.J. helped Therapeutic Antibodies Inc. navigate from its start-up phase through its IPO. Please join us as he shares the highlights and his insights on:
  • The IPO journey
  • The challenges Cumberland faces as a public company
  • Investment opportunities in biopharmaceuticals
Finding the Needle in the Real Estate Haystack (Educational Roundtable)
Speaker: Andrew Martin

The recent troubles in both the real estate markets and among financial institutions continue to present unprecedented opportunities for savvy investors. ARCUS Capital, LLC, a private company with expertise in real estate equity investments, is capitalizing on this environment. Many of Cornerstone's clients have invested with ARCUS for the past several years. ARCUS's current funds focus on distressed real estate and notes. Please join us as Andrew Martin, principal of ARCUS Capital, shares his insights on:
  • Investing in real estate or note purchases from Banks and the FDIC
  • A perspective on the current real estate market
  • The timing of this opportunity, including how long it might last
  • Where the future opportunities might be
  • An update on the ARCUS real estate equity funds
Real Estate—The Silver Lining (Manager Showcase)
Speaker: Andrew Martin

Andrew is the principal of ARCUS Capital, LLC, a private equity lending company with expertise in real estate equity investments. Join us as he explores today’s real estate market, including some of its most compelling investment opportunities. He will discuss:
  • The success of ARCUS in producing positive returns in a negative market
  • How to take advantage of distressed bank notes
  • Where he believes the real estate market is heading
Will the Economy Recover in 2010 (Educational Roundtable)
Speaker: Alan Nevin

Alan Nevin is considered the “Dean of Real Estate Feasibility Research” in Southern California. His 30-year background in demographic and economic research places him among the educational and analytical leaders in his field. Mr. Nevin holds advanced degrees from Stanford and American University. Mr. Nevin will peer into his crystal ball and provide his outlook of what we might expect in 2010, including:
  • California jobs and unemployment levels
  • Interest rates
  • Residential real estate – is it in recovery?
  • Commercial real estate -- is the worst yet to come?
  • Inflation
Financing Real Estate: Show Us the Money (Educational Roundtable)
Speaker: Dr. Riedy

Dr. Riedy is a former COO of Fannie Mae, has served on the boards of public and private real estate companies and has been selected for leadership positions in several industry groups. He currently serves as Chairman of the Board for Neighborhood Bancorp and is Executive Director of the Burnham-Moores Center for Real Estate at the University of San Diego. Join us as he uses his insights and expertise to explore many of today's pressing issues, such as:
  • When will the banks start lending again?
  • What is the prognosis for "recovery" in commercial, apartment, retail and housing markets?
  • How healthy is the FDIC and how does it affect lending?
Investing in Fixed Income Portfolios for the "New Normal" World (Manager Showcase)
Speaker: Kevin Winters, CFP, CIMA

Kevin is a vice president and account manager for Pacific Investment Management Company (PIMCO). Kevin will share his perspective from the arena of fixed income on such major developments as a new administration in Washington, continuing instability in the markets, and a challenging real estate market. Join us as he highlights PIMCO's outlook for the economy and discusses:
  • What impact tighter government policy might have on fixed income
  • Results of massive monetary and fiscal stimulus on the U.S. dollar
  • A comparison of the housing and consumer markets, as each sector continues to de-leverage its balance sheet
Opportunities in Residential Real Estate (Manager Showcase)
Speakers: Scott McWhorter Mike Green, Ron Sonntag, and Ritesh Patel

Come and join us as Virtu Investments, a company we have used to invest in real estate over the past 10 years, shares its insights on buying single family homes at unprecedented values. They will talk about their new fund and will focus specifically on the following topics:
  • What is the general state of today’s real estate market?
  • How can investors take advantage of the numerous home foreclosures?
  • What motivates banks?
  • What is the liquidation process for single family homes?
Unique Investment and Wealth Planning Opportunities in a New Administration
Speakers/Panel: Chris Meacham, CPA, PFS, Scott Hinkle, David Jacobs, Mark Morris, & Timothy Polacek

Today’s economic environment holds both peril and promise. As this historic year draws to a close, it’s time to address both the challenges and opportunities of the future. Wealth creation, preservation, and protection have seldom been more critical. Please join us as we explore strategies that can empower you to navigate more successfully in the year ahead, such as:
  • What’s new in Washington, D.C., and how will it impact you?
  • Today’s once-in-a-lifetime investment opportunities
  • Hidden planning opportunities for your IRA or Roth IRA
  • How to add significant flexibility to your estate plan
  • Protection against the inevitable: inflation
Untapped Opportunities to Acquire Operating Businesses
Speakers: Ray DiMuro, CFP & George Collett, CFP

Private equity funds present an excellent opportunity for investors to diversify their portfolios and increase returns. When it comes to identifying investment opportunities, managers in the private capital markets do not face the high levels of restrictions that are found in the public capital markets. As a result, private equity funds have more flexibility to address a volatile market and can target higher returns than public funds. Join us as Ray and George discuss:
  • Identifying and investing in small businesses that have solid cash flow and growth
  • Increasing profitability through active business management
  • Creating effective exit strategies for private equity investments
Real Estate Investments: Challenges and Opportunities in Today's New Economic World (Manager Showcase)
Speaker: Michael R. Green

In tune with today's market developments, we have focused on investment opportunities generated by the recession. Most recently we have discussed distressed debt, and presented opportunities relating to it. Another opportunity we are currently exploring is in the area of multi-family and commercial properties. Many of you are familiar with Virtu Investments, a real estate investment group we've worked with for approximately 10 years. Virtu specializes in acquiring and managing real estate properties. Through the years we have developed the utmost confidence in Virtu's abilities. Please join us as Virtu's principal and co-founder, Mike Green, discusses today's challenges and opportunities in the real estate market, including:
  • An insider's view of the real estate market in general and the apartment market in particular
  • Today's compelling buying opportunities
  • The impact on real estate investing caused by changes in the lending market and recent government interventions
Are California Munis Safe? (Manager Showcase)
Speaker: Len Templeton

Len is the president of Templeton Financial Services, an independent, fixed income-only money manager. His topic, Are California Munis Safe?, will explore:
  • Budget issues and the impact on the municipal bond market
  • Strategies for investing in California bonds
Are Arizona Munis Safe? (Manager Showcase)
Speaker: Len Templeton

Len is the president of Templeton Financial Services, the largest independent fixed income-only money manager in Arizona. His topic, "Are Arizona Munis Safe?", will explore:
  • Budget issues and the impact on the municipal bond market
  • Strategies for investing in Arizona bonds
Opportunities in a New Economy: Unique Perspectives from Three Advisors (Panel Discussion)
Panel: Chris Meacham, CPA, PFS, Keith Mc Kenzie, & Alan Nevin

The Chinese Miracle: A Basic Overview of the Opportunities and Risks of Investing in China
Speaker: Christopher Donnelly

Mr. Donnelly, Managing Director of Pacific Rock Capital, will present the opportunities and risks of investing in China, based on his experience dealing exclusively with Chinese companies. He will focus on macro investing drivers, different markets in which Chinese companies can list and how investors can participate, a summary of successful deals, and what investors should look for as well as avoid. Mr. Ted Haberfield, Executive Vice President of HC International, will also provide insight into current deals, opportunities and investor sentiment.

Managed Futures - Thriving in a Bear Market (Manager Showcase)
Speaker: Scott J. Nance

Scott is responsible for national business development of The Frontier Fund to registered investment advisors. Please join us as he explores why managed futures is a rapidly growing asset class and:
  • Discusses how the performance of Managed Futures differs from traditional Investments
  • Provides an overview of the global markets in which Frontier trades
  • Explains how adding Managed Futures to an investment portfolio may reduce risk and improve returns
  • Addresses the risks of investing in Managed Futures
How to Speak to Clients about Growing and Protecting Their Largest Asset at Retirement - Their IRA
Speakers: Chris Meacham, CPA, PFS & Brenda Geiger, JD

Whether you would like a refresher course or more in-depth information on this important topic, you will leave this midday seminar with valuable tools that can benefit your practice as we discuss:
  • IRA Trusts and their benefits
  • What you should know about an Inherited IRA
  • The advantages of using a Self-Directed IRA
  • Investments that belong in an IRA
  • UBTI and its implications to an IRA
Mastering Down Markets (Manager Showcase)
Speaker: Terry O'Connor

Terry, the principal of Cedar Creek Management, LLC, will be our lead speaker, sharing what has driven his success as a hedge fund manager. We have been investing in Terry's fund for about 8 years and have the utmost confidence in his abilities to manage our clients' assets. In 25 years, Terry's fund has not experienced a down year, until last year, when the fund was down only half a percent.* In the past eight years, Terry outperformed the S&P 500 by 8% annually.* You do not want to miss his comments.

*Past returns are no indication of actual future performance

Real Estate – The Silver Lining (Manager Showcase)
Speakers: Andrew Martin & Denny Barney

ARCUS Capital, LLC, is a private equity lending company with expertise in the real estate field. In February, Andrew and Denny presented information about ARCUS and the investment opportunities available in today's real estate market. Join us this month as they share specific investments and discuss their trust deed fund and distress debt funds.

Profiting on Home Foreclosures
Speakers: Cari Drolet & Stephen Bick

We all know that home foreclosures here in San Diego are in abundant supply, but how might that affect you either directly or indirectly? Please join Cari Drolet, founder of The Drolet Team, and Stephen Bick, founder of Cottingham Management Company, as they discuss:
  • Assessing today's real estate market
  • Identifying a market bottom in housing
  • Navigating through short sales and foreclosures
  • Profiting by the purchase of foreclosures
A Recession Proof Marketing Plan - How to Grow Your Business When Others Aren't (Educational Roundtable)
Speaker: Eric Jackson

What does a comprehensive marketing plan look like in down times, and how can you position yourself ahead of the competition when times are good again? Join Eric Jackson, Founder of Verispect-TrueVision Promotions, as he discusses the marketing elements and strategies that will differentiate your firm in the market place and prepare you for sustained success, including Referral and Social Marketing in today’s online era.

Real Estate - The Silver Lining (Manager Showcase)
Speakers: Andrew Martin & Denny Barney

ARCUS Capital, LLC, is a private equity lending company with expertise in the real estate field. Two of its principals, Andrew Martin and Denny Barney, will discuss their success as real estate specialists. Cornerstone has known them for years and has the utmost confidence in their ability to manage its clients' assets. Please join us as we explore today's real estate market, including some of its most compelling investment opportunities.

Using Insurance to Protect Your Personal Assets (Educational Roundtable)
Speakers: John & Carolyn Konecki

We all know that insurance is a requirement when purchasing a home or registering a vehicle, but how do you determine the right kind of insurance, the right company and the right amount of coverage? Join us as John and Carolyn address issues such as:
  • Are you getting the best value for your insurance buck?
  • What about wildfire protection?
  • Umbrella coverage - how much is enough?
  • Are your collectables properly covered?
  • Is your insurance agent a trusted advisor or an order taker?
Navigating the Storm #5
Speakers: Chris Meacham, CPA, PFS

We'd like to invite you and a guest to attend our upcoming roundtable, which will address the current financial turmoil. Join our President and CEO, Chris L. Meacham, CPA, as we discuss with him topics such as:
  • How could the results of the election affect the investment world?
  • What tax strategies actually benefit from the current situation?
  • How could investors have protected themselves from the current upheaval?
  • When is the time to focus on, and act on, opportunities?
  • What are the best investment opportunities (real estate, municipal bonds, etc.)?
Navigating the Storm #4
Speaker: Chris Meacham, CPA, PFS

I'd like to invite you to attend our 4th "Navigating the Storm" roundtable, which will address the current financial turmoil. I welcome your attendance and invite you to bring a guest. We will be discussing topics such as:
  • What’s causing the current upheaval?
  • What can investors do, if anything?
  • How could investors have protected themselves from this?
  • When is the time to focus on and act on opportunities?
  • What types of investments are not adversely affected by the current meltdown?
Buechler Capital and Cornerstone Wealth Management Luncheon Seminar
Investment Strategies for Turbulent Times
Speaker: Chris Meacham, CPA, PFS

Given the turbulence in today’s financial markets, what’s an investor to do? Join me as we discuss the following questions:
  • What investment strategies can provide financial peace of mind, even during times like these?
  • Is it time to bail out or jump in?
  • Are there investments that are actually making money and doing well?
  • How do you avoid emotions taking over and driving bad investment decisions?
Investing for the Future
Speaker: William J. Buechler

Join Mr. Buechler as he discusses:
  • The importance of diversification out of the US dollar
  • Diversifying your portfolio by investing in Australia and New Zealand
  • New Zealand - the next Norway and Brazil?
Investment Strategies for Uncertain Times and a Bold Prediction About What Estate Tax Will Look Like
Speaker: Chris Meacham, CPA, PFS, & Ronald A. Friedman, CPA

Today's volatile markets underscore the benefits of alternative investing. But what about the tax and estate ramifications? How do investors approach both investing and estate planning, given so many uncertainties about the future?

Navigating the Storm #3
Speaker: Chris Meacham, CPA, PFS

What’s causing the current upheaval?
What can investors do, if anything?
How could investors have protected themselves from this?
When is the time to focus on and act on opportunities?
What types of investments are not adversely affected by the current meltdown?

Navigating the Storm #2
Speaker: Chris Meacham, CPA, PFS

What’s causing the current upheaval?
What can investors do, if anything?
How could investors have protected themselves from this?
When is the time to focus on and act on opportunities?
What types of investments are not adversely affected by the current meltdown?

The Five Business Applications of Assessments (Educational Roundtable)
Speaker: Dan McNeill, CEO

Dan will offer you a unique opportunity to participate in a certified and confidential executive assessment. You will receive a complimentary copy of your assessment plus a custom coaching report that is designed around the results of your questionnaire. Dan will cover five business applications stemming from these assessments:
  • Assessments for hiring, selecting and retaining talent
  • Increasing effectiveness through self-awareness and knowledge of others.
  • Developing more constructive and satisfying relationships with co-workers, colleagues, family members and others.
  • Identifying gaps in the skill sets of leadership teams. Designing curriculum for closing those gaps.
  • Team building and conflict resolution - learn why most team conflicts are value-based rather than behavior-based, and how to rise above these conflicts.
Navigating the Storm #1
Speaker: Chris Meacham, CPA, PFS

In light of market conditions, we are launching a weekly, one-hour luncheon roundtable to address the current turmoil. Please feel free to bring a guest. We welcome your questions and attendance. We will be discussing topics such as:
  • What’s causing the current upheaval?
  • What can investors do, if anything?
  • How could investors have protected themselves from this?
  • When is the time to focus on and act on opportunities?
  • What types of investments are not adversely affected by the current meltdown?
Work Smarter, Not Harder: A Primer for CPAs and Estate Planning Attorneys Who Want to Grow Their Practice by Improving Client Care
Speakers: Chris Meacham, CPA, & Nancy Foster Thornton

Join Chris Meacham, CPA, PFS, President and CEO of Cornerstone Wealth Management LLC and Nancy Foster Thornton, CPA, CLPF, President of Foster-Thornton LLC, as they discuss win/win ideas that will benefit both you and your clients:
  • Improving practice profitability at no cost to clients
  • Exploring creative ways to grow your business
  • Helping clients avoid potential landmines when choosing a successor trustee
  • Employing wealth transfer strategies to reduce clients' estate and income taxes
  • Using a wealth forecasting model to help clients find peace of mind when making important decisions
  • Streamlining clients' recordkeeping for the benefit of everyone
Turbulent Times and Retirement: Will Your Assets Last as Long as You Do?
Speaker: Chris Meacham, CPA, PFS

Given the turbulence in today's markets, are you still on track to meet your long-term retirement goals? Are your saving and spending levels sufficient to allow you to retire when you want? Join us as we discuss how the subprime meltdown might actually help you achieve your retirement goals, how to keep market declines from delaying your retirement, why old investment formulas for retirement no longer work, what investment strategies can provide consistent retirement income regardless of market conditions, and how to leave a lasting legacy.

Real Estate Investment Opportunity (Manager Showcase)
Speaker: Jeff Hawkes

The real estate market has been of particular interest to everyone this past year. While tighter credit and diminishing values have caused concern, we’ve looked forward to the investment opportunities that such declines bring. Jeff Hawkes, President and CEO of Hawks Development, will discuss the real estate market. He will focus specifically on a real estate development project in the Boise, Idaho, area for which we are currently doing due diligence.

Marketing on the Internet: A Guide for White-Collar, Baby Boomer Professionals (Educational Roundtable)
Speaker: Leah Swearingen & Melani Gordon

Whether you are a CPA, attorney, wealth manager, banker, mortgage or insurance broker, your 2008 marketing program should entail some aspect of online marketing. But where to start? What's applicable to you? Leah Swearingen, APR, and Melani Gordon of gWAVE Consulting, will lead a discussion of the presence your business should have on the Internet, the basics of Search Engine Marketing (SEM), Pay-per-Click and other paid placements, the new rules of online marketing and how to measure the results.

Behavioral Finance 101 (Educational Roundtable)
Speaker: Chris Meacham, CPA, PFS

Is behavioral finance driving you to extremes? Are you a victim of behavioral finance? All too often decision making about personal wealth is influenced by unconscious biases that cause investors to make sub-optimal choices. The field of Behavioral Finance seeks to address and educate investors about issues such as the impact of bias on portfolio construction, the "price" investors pay for certainty, over-reacting to short-term volatility and reluctance to rebalance.

The Secret of Creating Extraordinary Customer Service (Educational Roundtable)
Speaker: Richard Eppel

Did you know that satisfying customer requests may not result in customer satisfaction? Learn how to create extraordinary customer satisfaction by taking care of customer concerns. Richard Eppel, a business leader in the hi-tech industry, will show us how to read between the lines of a customer's request and discover his or her true concern, vs. the expressed request. Join us as we learn how to avoid dissatisfied customers and excel in providing customer service.